7. Do you enjoy reading monthly magazines
but think of them as an expensive indulgence? (Or perhaps the only chance
you get of perusing the 'glossies' is in the doctor's waiting room, where
your eye invariably zooms in on a tempting advert only to discover that
the offer closed a couple of years previously).
Well, one of the most unusual and welcomed gifts I received was a year's
subscription to a favourite magazine - so much better than say a box of
chocolates, which in this household disappears in a flash - and where I
must admit I am the main culprit. Every month throughout the year that good
feeling is regenerated as your favourite magazine plops through the letterbox.
You feel like a kid with a favourite box of candy as you feverishly rip
of the wrapping and devour the contents. I pass on my magazine to a friend
and she and her friends do likewise. In that way we all get to enjoy about
six magazines. So why not do the same?
In fact, why not take time
to also enjoy the monthly newsletter from www.Mabels.co.uk
Just click here to join the mailing list.
8. Are you still waiting for the lottery
to come your way?
Well, thinking of the 'odds' and not wanting
to be too pessimistic, you'll probably have to wait for a long time! (Still,
someone, somewhere, is going to be struck by lightening and someone is going
to hit the jackpot - that's life, or otherwise - fortunately or unfortunately?)
Recently, I had the
pleasure of sitting next to a multi-millionaire. (The pleasure was in hoping
that some of the wealth would rub off on me). During conversation, someone
mentioned the lottery. My wealthy acquaintance also thought that the chance
of winning was so remote that he chose to invest instead in premium bonds.
Not only was there a better chance of winning, but because he had invested
the maximum amount possible, his annual interest worked out at between 4%-5%
TAX FREE and, of course, his original investment was intact. Now,
not many of us can afford to invest the maximum amount allowed, but many
of us, like myself, have had premium bonds since they were introduced in
the l950's and not won a thing. In other words, along with many others,
my interest had been NIL. In fact, taking into account the original investment
plus inflation, the result was NIL, NIL. However, on someone's suggestion
that the computer seemed to favour recent numbers (which cannot be explained
logically as it is a random selection), I withdrew all the bonds and re-invested
them, and Hey, Presto! I won £50! Unfortunately, I have not won since
that great day, so I think the interest gained is still NIL, NIL However,
if you have premium bonds it might be worth considering withdrawing and
re-investing, bearing in mind that you will miss out on draws until the
process of reinvesting is completed. If you have never subscribed
to premium bonds, why not give it a go? I
suggest that for every pound you contribute to the lottery, you contribute
a similar amount to premium bonds.
If you now buy lottery tickets twice a week, at the end of the year you
will have £100 for premium bonds. You will not only
have 100 chances of winning but you have still retained the £100-
-
GOOD LUCK!
By the way, the answer to the maths test is 4100. If you got this answer
and you did it in you head WELL DONE!
. . . MORE TIPS AND TESTS
COMING UP IN THE NEXT
"JO'S JOTTINGS" . . . . .
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