Finance

Growing older these days seems to bring more problems than ever before. An elderly person may well have savings rather than a mortgage, shares and investments, pension funds and equity in their home. All this needs to be looked after in the most tax efficient way possible. Impartial advice is even more important for example if a loan is needed for such items as home improvements or a new car.

All the latest over 50's news from the top news rooms
	Pensions		Insurance
			Travel insurance
	Money making/ Money saving		Retirement benefits
	Banks and Building societies		Over 50s job search
	Financial retirement planning		Finance news Articles
			Probate and wills

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Latest articles:

FSA fine Direct Line and Churchill for tampering with complaints

Could you benefit from over 50s life insurance?

Facing your debts

PENSIONERS TO LIVE OFF £25 PER WEEK THIS WINTER

Planning for Your Retirement and Children's Future

Decline in household incomes to blame for low pension figures?

Types of life insurance

Over 55s doing the sums on pension shortfall

Indexed linked bonds removed from market

Over 55s - One in 10 Pensioners Have Outstanding Debts

Banks not passing on low interest rates

Pensions could be devalued by up to 20%

Growing Debts for Over 55s

Care costs soar for the elderly

Cheaper home insurance

How to Choose the Right Credit Card?

The Home Improvement Trust

A not for profit organisation working throughout England, Scotland and Wales which helps the older homeowner repair, improve or adapt their homes so that they can continue to live safely and independently.

Capital Gains Tax - The New Rules

Last October Alistair Darling came out with new and radical proposals for the taxing of capital gains ('CGT'). Before 5 April 2008, higher rate taxpayers paid 40% CGT (the first 9,200 pounds of gains being exempt), but the Chancellor planned to introduce an 18% flat rate from 6 April 2008. more >>>

Markets take a panning while investors look for glitter in gold

Bold investors choosing a UK fund for their Mini Equity ISA (maximum £4,000), or a Maxi (£7,000) can expect rough weather for months. But this is an investment for five years, or at least three, and shares, long term, usually outperform cash in the bank or building society. more >>>

There's an old saying "Ignorance is bliss." Where money is concerned ignorance is a disaster.

If you saw a £10 note lying in the gutter, you'd almost certainly pick it up. However, when it comes to investing, most people don't realise just how much money they're potentially losing by not keeping a close eye on their fund's performance. You can lose literally thousands of pounds a year by keeping your money in poorly performing ISAs, PEPs and Unit Trusts. more >>>

THE ISA IS HERE TO STAY - SO MAKE THE MOST OF YOUR TAX SAVING OPPORTUNITIES

The announcement by the Government last year that ISAs will be 'a permanent feature of the savings landscape' will, with luck, be the last time the government tinkers with the ISA rules. Personal Equity Plans will very sensibly be brought within the ISA wrapper. more >>>

Better performing investment funds

GREY POWER is a force to be reckoned with, with techno-savvy silver surfers sort out their money matters online more >>>

Take advantage of tax efficient savings with your annual ISA allowance

Individual Savings Accounts (ISAs) were introduced in 1999 to replace Personal Equity Plans (PEPs). When you invest through an ISA, the income and growth are free of income and capital gains tax and you do not have to declare an ISA on your tax return. more >>>